Question: Does Aflac cover wellness visits?

Your Aflac wellness claim pays you money for staying on top of your health by getting yearly checkups and medical screenings such as physicals, dental exams and eye tests. Most Aflac accident, hospital indemnity and cancer insurance policies have a wellness benefit to pay you for staying on top of your health.

How long do you have to file a wellness claim with Aflac?

How long do I have to file a claim? A. There is a one-year timely filing provision in your certificate.

What does Aflac reimburse you for?

ACCIDENT SPECIFIC-SUM INJURIES BENEFITS: When a Covered Person receives treatment under the care of a Physician for Injuries sustained in a covered accident, Aflac will pay specified benefits ranging from $35– $12,500 for dislocations, burns, skin grafts, eye injuries, lacerations, fractures, concussion, emergency …

Does Aflac pay you for a colonoscopy?

CANCER SCREENING WELLNESS BENEFIT: Aflac will pay $75 per calendar year when a charge is incurred for one of the following: breast ultrasound, biopsy, flexible sigmoidoscopy, hemocult stool specimen, chest X-ray, CEA (blood test for colon cancer), CA 125 (blood test for ovarian cancer), PSA (blood test for prostate …

Does Aflac pay for lab work?

LABORATORY TEST AND X-RAY BENEFIT: Aflac will pay $35 when a Covered Person requires, and incurs a charge for, a laboratory test or an X-ray. The laboratory test or X- ray must be performed in a Hospital, Medical Diagnostic Imaging Center, Physician’s office, an Urgent Care Center, or an Ambulatory Surgical Center.

How much does Aflac pay if you lose a finger?

Coccyx/Rib/Finger/Toe

$360 $320 If the fracture requires open reduction, we will pay 150% of the amount shown.

How fast does AFLAC pay claims?

Aflac Aflac cannot process claims until they have the employee’s statement, physician’s statement, employer statement and the authorization page. Claims approval process takes 5 days to process and pay out claims.

How much does AFLAC pay for outpatient surgery?

Surgical Benefit Aflac will pay $100–$2,000 when a covered person has surgery performed for a covered sickness in a hospital or ambulatory surgical center based upon the Schedule of Operations in the policy.

Is AFLAC a duck?

When a little white duck with a lot of personality stormed upon the scene, Aflac made advertising history and became an international powerhouse. Since then, the Aflac Duck has appeared in more than 75 commercials and has helped catapult Aflac into a household name.

Does Aflac pay for ultrasounds?

Benefits include and are payable for annual physical exams,mammograms, Pap smears, eye examinations, immunizations, flexible sigmoidoscopies, PSA tests, ultrasounds, and blood screenings.

How much does Aflac pay for xray?

X-RAY BENEFIT: Aflac will pay $25 when a Covered Person requires an X-ray while receiving emergency treatment in a Hospital or a Hospital emergency room for Injuries sustained in a covered accident. This benefit is not payable for X-rays received in a Physician’s office.

Does Aflac cover job loss?

Disability insurance plays an integral and important role in your financial planning. Aflac provides benefits for both total and partial disability. Even if you’re able to work, partial disability benefits may be available to help compensate for lost income. Aflac does not coordinate benefits.

How much does Aflac pay for CT scan?

MEDICAL DIAGNOSTIC AND IMAGING EXAMS BENEFIT: Aflac will pay $150 when a Covered Person requires, and incurs a charge for, one of the following exams: computerized tomography (CT or CAT scan), magnetic resonance imaging (MRI), electroencephalogram (EEG), Sleep Study, thallium stress test, myelogram, angiogram, or …

How much does Aflac pay for a biopsy?

Aflac will pay $75 per calendar year when a charge is incurred for one of the following: breast ultrasound, biopsy, flexible sigmoidoscopy, hemocult stool specimen, chest X-ray, CEA (blood test for colon cancer), CA 125 (blood test for ovarian cancer), PSA (blood test for prostate cancer), thermography, colonoscopy, or …

Does Aflac cover maternity?

Aflac will not pay benefits for a disability that is caused by or occurs as a result of your: 1. Pregnancy or childbirth within the first ten months of the Effective Date of coverage (Complications of Pregnancy will be covered to the same extent as a Sickness)
2.

What exams does Aflac cover?

MEDICAL DIAGNOSTIC AND IMAGING EXAMS BENEFIT: Aflac will pay $150 when a Covered Person requires, and incurs a charge for, one of the following exams: computerized tomography (CT or CAT scan), magnetic resonance imaging (MRI), electroencephalogram (EEG), Sleep Study, thallium stress test, myelogram, angiogram, or …

Does Aflac cover stress test?

$150 Aflac will pay $150 per calendar year when a covered person requires one of the following exams and a charge is incurred: CT scan, MRI (magnetic resonance imaging), EEG (electroencephalogram), thallium stress test, myelogram, angiogram, or arteriogram.

How much does Aflac pay for mammogram?

MAMMOGRAPHY AND PAP SMEAR BENEFIT: Aflac will pay $100 per calendar year when a charge is incurred for an annual screening by low-dose mammography for the presence of occult breast cancer, and Aflac will pay $30 per calendar year when a charge is incurred for a ThinPrep or an annual Pap smear.

Does Aflac pay for stitches?

If an insured suffers multiple lacerations in a covered accident, and the lacerations are repaired with stitches by a doctor within 14 days after the accident, we will pay this benefit based on the largest single laceration which requires stitches.

What does Aflac pay for a broken leg?

ACCIDENT SPECIFIC-SUM INJURIES BENEFITS: When a Covered Person receives treatment for Injuries sustained in a covered accident, Aflac will pay specified benefits ranging from $20–$7,500 for dislocations, burns, skin grafts, eye injuries, lacerations, fractures, concussion, emergency dental work, coma, paralysis, and …

How long does it take for Aflac to pay a smart claim?

It will depend on the type of claim filed whether you’ll receive lump sum payment or payments throughout treatment. Either way, if filing online and assuming all necessary documentation is present, payment turnaround should be 24-48 hrs.

What percentage does Aflac short term disability pay?

Aflac pays full disability benefits even when the policyholder is working any job and receiving income of up to 80 percent of the pre-disability income, allowing for a gradual return to work during the benefit period while continuing to recuperate.

How does Aflac pay short term disability?

If your covered Sickness or covered Off-the-Job Injury causes your Partial Disability within 90 days of your covered Sickness or covered Off-the-Job Injury, we will pay you one-half of the Daily Disability Benefit for each day of your Partial Disability.

Does AFLAC pay for hospital stays?

E. DAILY HOSPITAL CONFINEMENT BENEFIT: Aflac will pay $100 per day for the Period of Hospital Confinement when a Covered Person requires Hospital Confinement for a covered Sickness or Injury and a room charge is incurred. This benefit is payable in addition to the Hospital Confinement Benefit.

Does AFLAC cover pre existing conditions?

Disability caused by a Pre-existing Condition or reinjuries to a Pre-existing Condition will not be covered unless it begins more than 12 months after the Effective Date of coverage. Aflac will not pay benefits for a Disability that is being treated outside the territorial limits of the United States.

Why is Aflac so big in Japan?

The overwhelming majority of its profits—some 75% of Aflac’s pre-tax earnings in 2012—come from Japan and have done so for years. The company’s position in Japan has helped Aflac consistently outpace the industry average in profit growth.

Is Aflac a Fortune 500 company?

Fortune Magazine ranked Aflac No. 131 on the 2021 Fortune 500 list, up 15 spots from 2020.

What company owns Aflac?

In 2009, Aflac acquired Continental American Insurance Company for $100 million
this enabled Aflac to sell supplemental insurance on both the individual and group platform.Aflac.